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It has been a pleasure working with both of you and bringing this property to a close.
Sandie
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First Time Homebuyers: Greater Hartford, West Hartford and Farmington Valley Connecticut home buying, real estate listings, and homes for sale in Hartford County, CT

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Greater Hartford, West Hartford and Farmington Valley real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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About Appraisals >A Market Analysis

Setting the right price is an important first step in the process of selling a home. Is it necessary to spend $200 to $400 for a professional appraisal of your property before placing your home on the market?

A professional appraiser's opinion of a property's market value is based on the recent sales of similar homes in the neighborhood, and on the square footage and condition of the property. Different appraisers might come up with different figures. Even if all of them agreed on a value, there is no guarantee that you would receive that amount for your property.

An alternative to a professional appraisal is to ask a professional real estate agent for a written market analysis of your property. This analysis will include information about recent home sales in your neighborhood, as well as how those homes compare to yours. Real estate agents may provide this service with no charge or obligation. If you are still unsure of the value of your home, you may wish to pay for an appraisal.

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Q	What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?
A	The picture window was a signature of the suburban American neighborhood.
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Joanne Hoye and John Hoye, REALTORŽ, real estate agents and broker for Greater Hartford, West Hartford and Farmington Valley Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Joanne Hoye and John Hoye
Prudential Connecticut Realty
970 Farmington Ave
West Hartford, CT 06107
(P): 860-561-8007
(F): 860-233-7313
(E) : jhoye@snet.net
JOANNE HOYE is a 4th Generation real estate professional in Greater Hartford Connecticut. She has 30+ years of experience in both buying and selling Real Estate. She works in all markets from starter homes to luxury properties and handles all phases of new construction and land development as well. In addition she markets antique properties! She is a Certified Residential Broker who is a consistent top producer. She has won the following awards multiple times: Prudentials #1 Outstanding Agent for Customer Service Award out of 2000 agents, Prudential Chairman's Club Awards, Pinnacle Performer Awards, and Top Producer Awards for Greater Hartford Connecticut placing her amoung the top 1% and 2% of agents nationwide. She provides excellent service and gets results for you.!.........JOHN HOYE is a 5th Generation real estate broker in Greater Hartford Connecticut, providing outstanding service dedicated to meeting your Real Estate needs. He has 10 years experience buying and selling Real Estate. He has won the following awards multiple times: Prudentials #1 Outstanding Agent for Customer Service Award out of 2000 agents, Prudential Chairman's Club Awards, Pinnacle Performer Awards, and Top Producer Awards for Greater Hartford Connecticut placing him amoung the top 1% and 2% of agents nationwide. Like Joanne he too works in all markets from starter homes to luxury properties. Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

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