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Joanne Hoye and John Hoye, REALTORŽ, real estate agents and broker for Greater Hartford, West Hartford and Farmington Valley Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome to West Hartford CT! The HoyeHomeTeam is FIRST in Service and Sales for all agent teams in West Hartford Connecticut for 2007. We are the # 1 agent Team in West Hartford CT per the MLS and were awarded Prudential's #1 Team for Customer Service in 2005,2006 and 2007 out of 2000 Agents. We are consistently in the TOP nationally for Sales excellence out of All Agents.

Looking for homes in West Hartford CT? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information on West Hartford CT? We've summarized much of what is important about the Greater Hartford CT, West Hartford CT and the Farmington Valley: Avon,Canton,Farmington,Simsbury real estate market in this site.

Need expert advice for Homes in West Hartford CT or surrounding areas? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Greater Hartford CT, West Hartford CT and Farmington Valley Realtors, we have the experience and track record you are looking for. The HoyeHomeTeam at your service

- Joanne Hoye and John Hoye

School Reports in Greater Hartford, West Hartford and Farmington Valley, Connecticut

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
A	The Georg Muller House in Milbach, PA, built in 1752.
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Joanne Hoye and John Hoye
Prudential Connecticut Realty
1000 Farmington Ave
West Hartford, CT 06107
(P): 860-561-8007
(F): 860-233-7313
(E) : jhoye@snet.net

JOANNE HOYE is a 4th Generation real estate professional in Hartford area. She has 30+ years of experience in both buying and selling Real Estate. She works in all markets from starter homes to luxury properties and handles all phases of new construction and land development as well. In addition she markets antique properties! She is a Certified Residential Broker who is a consistent top producer. She has won the following awards: Outstanding Customer Service Award, Prudential Chairman's Club Award and Top Producer Award for Greater Hartford Board. She provides excellent service and gets results for you.!.........JOHN HOYE is a 5th Generation real estate professional in Hartford area, providing outstanding service dedicated to meeting your Real Estate needs. He has 8 years experience buying and selling Real Estate and is the winner of Prudential Chairman's Club Award. Like Joanne he too works in all markets from starter homes to luxury properties. Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

CRB ePro Equal Housing GRI REALTOR

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